Monday, July 16, 2012

Takers


In my line of freelance work I’m constantly laid off.  Like clockwork, as soon as a job ends, I jump on the phone or go online and start the process of collecting unemployment benefits--whether I’m in need or not.  After all, my employers are forced to pay into an unemployment fund.  So, I might as well take advantage of it.  Right?  Well, yes.  Up to a point.  The federal government also subsidizes those claims and once the benefit period was extended from 6 months to 3 years there was no way that the small percentage of payroll tax contributions were going to cover these expenses. 
However, the economic shortcomings are only half of the equation.  When I’m receiving government money that I didn’t really earn and I don’t really need does that fall inline with the original intention of the program?  And does knowing this take its toll on one’s integrity--their sense of honor.  I hear a lot of talk about social programs starting off with the best intentions but then their permanence manipulates the people into a slothful dependency, lessening their desire for an honest days work, rewarded by an honest days pay.  When “funemployment” becomes a commonly used term to describe the process then the flaws in both the system and participant becomes apparent.
           Today’s unemployment situation is only one aspect of the greater significance of increased reliance on Washington’s financial giveaways and it raises a lot of questions about what is honorable and what is dishonorable concerning government money.  News of record participation in disability and food stamp programs abound, while Welfare spending has sharply surged.  Now we get to contend with the Affordable Care Act and subsidize health insurance premiums along with existing government healthcare programs like Medicaid.  Of course, many would conclude that the weak economy is to blame for these increases, but keep in mind that while unemployment went down from 10% to 8%; expenditures on these programs went up.  All in all, roughly half of Americans live in a household that receives some type of government assistance.  With so much over-participation in these “safety nets” how can this become anything but an economic train wreck.
We’ve all heard stories about rampant fraud when it comes to, so called, entitlement programs.  Cities are lined with medical shops that constantly abuse the system.  Many of us have seen government cards whipped out at convenience stores for products that don’t qualify as food.  Then there’s the famous clip of the woman at an Obama/Biden rally who lends her support, expecting a future where she won’t have to worry about paying her mortgage or buying gas for her car.  Isn’t that incredible?  My parent’s generation would have been insulted if someone else paid for their living expenses and it’s not because they were suckers.  It’s because they realized it would have shamed their honor, igniting unhealthy trends for themselves and all those around them.  It used to be it was wrong to take without giving.  Now you’d be considered a fool to have such a notion.  And by the way, when it comes to the national debt, there are many economic incentives to hastening it’s elimination like currency stabilization and to maintain high credit ratings, but one huge reason that I never hear is that paying your debts is simply the right thing to do.  It is wrong to owe others for so long.  You wouldn’t want to make a loan that never got paid.  Nor, would I.  And I think if we began to view the elimination of debt, both personal and governmental, as a moral obligation then we’d act more decisively.     
But beyond economics and integrity there is a third reason we should be suspicious about the new society of takers we’ve created.  Alexis De Tocqueville said, “The American Republic will endure until the day Congress discovers that it can bribe the public with the public’s money.”  Isn’t it fairly obvious that both political parties, especially the Democrats, are bribing the electorate for votes?  There’s cash for clunkers, mortgage programs, healthcare, retirement payments, prescription drug plans, tuition funding, and I haven’t even scratched the surface.  They’ll call it social justice, they’ll call it human rights, and they’ll even inadequately label it as progress; but at the end of the day it’s merely a kickback for votes--pure and simple.
But where will it all lead if we continue down this dark path?  19th Century historian, Alexander Tyler identifies certain chilling similarities between the histories of the worlds’ democracies:

A democracy is always temporary in nature; it simply cannot exist as a permanent form of government. A democracy will continue to exist up until the time that voters discover that they can vote themselves generous gifts from the public treasury. From that moment on, the majority always votes for the candidates who promise the most benefits from the public treasury, with the result that every democracy will finally collapse over loose fiscal policy, (which is) always followed by a dictatorship.
The average age of the world's greatest civilizations from the beginning of history, has been about 200 years. During those 200 years, these nations always progressed through the following sequence:

From bondage to spiritual faith;
From spiritual faith to great courage;
From courage to liberty;
From liberty to abundance;
From abundance to complacency;
From complacency to apathy;
From apathy to dependence;
From dependence back into bondage.

Look around.  Where are we on this list?